book
Finance Any Business Intelligently™

How to Get the Right Financing from Smart Financiers
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Know how much you can borrow. Know your venture valuation.
Use mini-worksheets below - FREE. Start now.
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none Income Statement for Next 12 Months (All $ in 000s) (Show / Hide)
Sales
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Cost of goods sold (materials, labor, etc.)
% of Sales apply
Gross profit
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Sales & Marketing expenses
% of Sales apply
General & administrative expenses
% of Sales apply
Depreciation
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Operating Income
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Interest
Pre-tax income
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Taxes
Tax Rate % apply
Net income
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none Balance Sheet Numbers (All $ in 000s) (Show / Hide)
Inventory
% of Sales apply
Accounts Receivables
% of Sales apply
Equipment
 
Real Estate
 
Other Assets
 
Total New Assets
 
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Enter most recent historical data
Amount
Senior Debt
Sub-
ordinated Debt
Inventory
Accounts Receivables
Equipment
Real Estate
Other Assets
Total Existing Assets
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Interest owed during next 12 months on existing debt
Principal owed during next 12 months on existing debt
Interest Rate on NEW Senior Debt
%
Interest Rate on NEW Subordinated Debt
%
none Here is your Financial Profile ($ in 000s) (Show / Hide)
Senior Debt
Total
Existing
New
Senior debt capacity based on collateral
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Senior debt capacity based on interest repayability
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Senior debt based on lower of above
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Interest on senior debt
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Subordinated (Sub) Debt
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Sub debt capacity based on collateral
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Sub debt capacity based on interest repayability
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Max. sub debt (lower of above)
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Interest on subordinated debt
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Total of Sr. & Sub Debt
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Interest on Sr. and Sub Debt
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Total Debt
 
Max. Pot'l
Existing
Available
Principal repayments
 
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Max. total debt based on debt/assets limit
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P/E
Target IRR
Exit Year for Investors (Year 1 is next year)
Income Statement (All $ in 000s)
  Projections for Exit Year
Sales
 
Cost of goods sold (materials, labor, etc.)
% of Sales apply
Gross profit
 
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Sales & Marketing expenses
% of Sales apply
General & administrative expenses
% of Sales apply
Depreciation
 
Operating Income
 
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Interest
 
Pre-tax income
 
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Taxes
Tax Rate % apply
Net income
 
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Current venture valuation: Your venture's value today
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Level of equity investment required (in 000s)
Percent of venture to be offered
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none To obtain a FREE guide to analyze the above worksheet
First and Last Name
State (if US)
E-Mail
Phone (optional)
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Developed by Dr. Dileep Rao, venture developer & nationally acclaimed author of the
Handbook of Business Finance & Capital Sources
“..Business needs all the help it can get. Like the U.S. Cavalry, (Rao's) Handbook enters the scene just in time"
Inc. magazine